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Synchrony Music

Buy Now,
Pay Over Time^

On select items with your Synchrony Music Card

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  • No Interest if Paid in Full Within 6 Months*

    On purchases of $100 or more made with the Synchrony Music Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 Months. Minimum monthly payments required.

  • No Interest if Paid in Full Within 12 Months

    On purchases of $1000 or more made with the Synchrony Music Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 Months. Minimum monthly payments required.

  • No Interest if Paid in Full Within 18 Months

    On purchases of $2500 or more made with the Synchrony Music Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 18 Months. Minimum monthly payments required.

Applying is quick, easy and secure

  1. Application Icon

    1. Apply

    Fill out a secure online application.

    Apply Now
  2. Decision Icon

    2. Credit Decision

    You’ll get an instant credit decision shortly after you submit the application.

  3. Shop Icon

    3. Shop

    If you’re approved, we’ll send you a temporary account number and you can start shopping right away.

Manage your account with Synchrony

Make payments, view your balance, update account information and schedule up to 12 payments at a time.

Manage Account

Frequently Asked Questions

You can apply for a Synchrony Music Credit Card by filling out an application online.

Apply Now

Log in to your account at mysynchrony.com to view your balance, schedule payments and view previous purchase activity.

Pay Online: Log in to your account on mysynchrony.com, click "manage my account," and then click "payments."

Pay By Phone: Contact Synchrony Bank Customer Service 1-866-396-8254 Mon – Sunday 7:30 am to 12:00 midnight EST to make a payment by phone.

Pay By Mail: Mail payment to the address below. Please note: ensure that you have plenty of time for your payment to arrive prior to the payment due date. Synchrony Bank
P.O. Box 960061
Orlando, FL 32896-0061


^

Subject to credit approval.



*

Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.